Experience
Practical mortgage knowledge helps identify potential challenges and opportunities early.
Experience • Guidance • Trust
The Path to Homeownership Starts Here.
Clear mortgage guidance and customized financing solutions to help you move forward with confidence—whether you are buying, refinancing, or accessing your home's equity.
Personal GuidanceClear answers from application through closing.
Broad Loan OptionsFinancing solutions for a wide range of goals.
Trusted ExperienceThoughtful advice centered on your needs.
Meet your mortgage advisor
Financing should feel clear—not overwhelming.
Duane helps homebuyers and homeowners understand their options, prepare for the process, and choose financing that supports their goals. You receive straightforward explanations, responsive communication, and guidance tailored to your situation.
- Clear, plain-English answers
- Responsive communication
- Multiple financing options
- Support from start to closing
Find the right financing path
Explore Loan Programs
From traditional financing to specialized solutions, explore the programs built for different borrowers, properties, and goals.
Flexible conforming financing
Conventional Loans
Competitive options for qualified homebuyers, homeowners, and investors.
Explore Conventional Flexible down payment and creditFHA Loans
Government-backed financing with approachable qualification options.
Explore FHA Benefits for eligible service membersVA Loans
Powerful home financing benefits for veterans and eligible military families.
Explore VA Eligible rural and suburban areasUSDA Loans
Zero-down financing for qualifying households and eligible properties.
Explore USDA Higher loan amountsJumbo Loans
Customized financing for loan amounts above applicable conforming limits.
Explore Jumbo Alternative documentation solutionsNon-QM Loans
Bank statement, DSCR, asset-based, and other specialized mortgage options.
Explore Non-QM Grants and secondary financingDown Payment Assistance
CalHFA, GSFA, and other programs that may assist eligible buyers.
Explore Assistance Equity solutionsHELOCs & Fixed 2nd Mortgages
Qualified property owners may access available equity with a line of credit or fixed-rate second mortgage.
Explore 2nd MortgagesWhy Home Loans With Duane
Guidance built around your goals.
A mortgage is more than a rate and payment. It should support the complete picture of where you are going.
Guidance
Complex mortgage details are explained clearly so you can make informed decisions.
Trust
Responsive communication and honest expectations keep you informed throughout the process.
A clear path forward
Your Home Financing Process
Know what to expect before you begin.
Connect
Discuss your goals, timing, property plans, and questions.
Prepare
Review income, credit, assets, and the documents needed for financing.
Choose
Compare suitable loan programs, estimated payments, and available terms.
Close
Move through processing, underwriting, final approval, and closing with guidance.
Plan with confidence
Mortgage Tools
Helpful starting points for evaluating payments and reviewing current market information.
Mortgage Calculator
Estimate payments, affordability, and common financing scenarios.
Launch CalculatorToday's Rates
Review current mortgage rate information and available loan scenarios.
View Today's RatesKnowledge creates confidence
Understand the mortgage process.
Explore straightforward videos, program explanations, downloadable checklists, mortgage tools, FAQs, and practical resources designed to make home financing easier to understand.
- First-time homebuyer guidance
- Mortgage basics
- Loan-program education
- Free downloadable resources
★★★★★
“Duane is fantastic. He was responsive, knowledgeable, patient with every question, and made the process as easy and smooth as possible.”— Delia, first-time homebuyer